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If you become disabled

If you are receiving monthly benefits from your employer’s Long Term Disability (LTD) plan:

  • your Plan membership will continue and you will still earn continuous service;
  • all your required contributions will be waived during the LTD benefit period;
  • you will continue to earn credited service in the Plan (based on your regular schedule or if not regular schedule, based on level of hours worked in the calendar year immediately before your disability); and
  • your pensionable earnings during this period will be deemed by the Plan to be equal to your pensionable earnings as at your date of disability.

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